Risk Management Services (RMS) Terms and Conditions of Use Canal Insurance Company, its subsidiaries and affiliates, (collectively “Canal”) provides the information, observations, links, and documents contained herein (collectively the “information”) as a courtesy to its insureds. Use of the information shall constitute your acceptance of the terms of use of Canal’s website and the terms outlined herein. Canal makes no representations or warranties that utilization of the information will reduce an insured’s overall risks or mitigate its exposure to regulatory fines or penalties that may result from noncompliance with any local, state or federal regulations, rules, statutes (collectively “laws”). The information is not designed to replace, substitute or supplement an insured’s independent obligation or responsibility to ensure compliance with any laws. In providing the information, Canal does not assume any duty owed to the insured or by the insured to any and all 3rd parties, and in fact specifically disclaims any duty herein. In addition, Canal expressly disclaims any such duty as it relates to information provided in co-branded materials or services described in same. The insured and any other person(s) should not rely upon the information to serve as a basis for reduction of an insured’s independent obligation or responsibility to develop and maintain its own safety procedures.